Protect Your Information From Thieves

Protect Your Information From Thieves

More than 17.6 million Americans were victims of identity theft in 2014 alone.* Most victims discovered their information had been compromised when their banks contacted them about suspicious activity. Thieves are more sophisticated than ever, often using technology to help them steal information. Other times, they prey on the trusting nature of people to procure personal information.

85% of Americans took steps to prevent identity theft, such as shredding documents, checking their credit reports and changing their passwords.

Beware of ATM Skimming

If you use an ATM or other card reader, you may become a victim of identity theft and not realize it until you look at your account statement. Thieves have been using counterfeit card readers in tandem with hidden cameras to steal the information on ATM cards for several years. Once you slide your card into the reader and punch in your PIN, the thief has enough information to make another card. Incidents were up 546% in 2015, with more than 60% of incidents occurring at non-bank ATMs.* While more financial institutions are incorporating EMV chips into their debit and ATM cards, which make it more difficult to counterfeit a card, not all of them have converted yet. Reduce your risk by avoiding non-bank ATMs and monitoring your accounts for unauthorized activity.

Medical identity theft is on the rise

More than two million Americans are victims of medical identity theft each year.* This type of theft costs the average victim $22,346.* Thieves steal a person's name and social security number or Medicare number to receive medical care, drugs, or to submit false Medicare claims. Unfortunately, a victim may not realize it's happened until they get a bill for a medical service they didn't receive or collection notices for bills they know nothing about.

Prevent Medical Identity Theft

  • Be wary of giving out personal information.

  • Keep paper copies of your insurance records and forms locked away in a safe place.

  • Shred documents you want to throw away.

  • Remove or destroy the labels on prescription pill bottles before you dispose of them.


What should you do if you're the victim of identity theft?

1. Report it to your local police and ask them to issue a police report. Keep a copy of it to share with your creditors.

2. Document everything, from phone calls to emails, pertaining to the incident.

3. Contact the fraud department at one of the major credit bureaus - Equifax, TransUnion or Experian - to place a fraud alert on your file. One bureau will notify the other two of the flag on your credit.

4. Review your credit report and look for unauthorized charges or new credit lines.

5. Contact your creditors, financial institution, utilities and services to let them know your identity has been stolen.

6. Contact the IRS if you think your identity has been used in connection with tax violations.

7. Contact the postal service to see if anyone has submitted change of address forms on your behalf.


-information taken from our monthly newsletter provided by Buffini and Company.

*statistics provided by Bureau of Justice Studies, September 2015; USA Today, April 17, 2016; ProtectMyID


Lauren Dauzat Headshot
Author:
Phone: 832-573-3610
Dated: August 9th 2016
Views: 229
About Lauren: After completing her Bachelor of Science in Interior Design, with a Minor in Art, at Stephen F. Aust...

Property Search








RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

Mariner Realty
13185 FM 1097, Ste E
Willis, TX
936-225-5855
936-890-7799