Aug 6 2015 14806 1

Aug 6 2015 14806 1

Who pays what?

  This is a list of closing cost that are negotiable, but common when closing on a home/lot.


Real Estate commission 

Document preparation  fee for deed 

Any loan fees required by a buyers lender        

A termite inspector (if needed for FHA or Va loan)          

Home Warranty                                                                                                                                                      

Any judgments, tax liens, etc. against the seller                                                                                                 

Recording charges to clear all of the documents of record against seller and HOA                                    

Tax pro-ration                                                                                                                                                             

Any unpaid Homeowners fees                                                                                                                               

Any and all delinquent taxes                                                                                                                                 

Owners Title Policy (OTP)                                                                                                                                        

1/2 of the Escrow fee                                                                                                                                             




Appraisal fee

Application fee

1/2 Escrow fee

Title Insurance premiums (MTP)

Document preparation (if applicable)

Recording charges for all document in Buyers name

Termite inspection (according to contract)

Tax pro-ration and homeowner association dues

Homeowners Association transfer fee

All new loan charges (except those required by lender for the seller to pay)

Interest on new loan from date of funding to 30 days prior to first payment date

Assumption/change of records fees for takeover of existing loan

Beneficiary statement fee for assumption of existing loan

Inspection fees

Home warranty

Hazard insurance for first year



Terri Coleman Headshot
Phone: 936-581-4434
Dated: August 7th 2015
Views: 703
About Terri: My clientele appreciate and benefit from the expertise that I provide, how I provide it and the enor...

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