8 Holiday Saving Tip

8 Holiday Saving Tip


During the holiday gift buying frenzy, it is easy to feel overwhelmed and stressed about not having enough money to spend on your loved ones. You do not have to go into debt to show how much you care. With some careful planning and creative gift giving, you can enjoy some holiday cheer without the financial fear.

1.Develop a budget and stick to it: Do not spend more than 1.5 percent of your household annual income on holiday gifts and entertainment. 
2.Shop early: Do not wait until the very last minute to buy presents or you may end up overspending or buying items you did not plan to. 
3.Get creative: Handmade gifts or even personalized coupons can be a special treat in this age of store-bought presents. 
4.Draw names & create a spending cap: These ideas work particularly well for large families and groups of friends. 
5.Shop online: It's fast, easy, and you can easily comparison shop. By ordering from the comforts of your own home, you also resist extra temptations like eating out or making impulse purchases.
6.Pay off your credit cards: If you plan to shop with credit, make sure you have enough money in your bank account to pay off the amount when the bill arrives. 
7.
Donate more than cash: Do not spend more than 1.5 percent of your household annual income on holiday gifts and entertainment.
8.
Enjoy free and inexpensive holiday activities: There are ample ways to get into the holiday spirit without breaking your budget
Enjoy you holiday season stress free....


Kristina Davidson Headshot
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Phone: 936-672-2626
Dated: November 19th 2014
Views: 394
About Kristina: A thirst for challenge, a perpetual desire for growth, an investment in life-long learning and a com...

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